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Loan Modifications
Loans can be modified in many ways. The interest rate may be lowered in order to reduce your monthly payments. Also, the duration of the loan may be extended to reduce monthly payments. Sometimes, the principal amount of the loan itself may be reduced.
At the law firm of Michael Jay Wrubel, we know how to protect your rights. Read more...
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Michael Jay Wrubel, P.A.
4801 South University Drive
Suite 251
Davie, Florida 33328
Phone: 954-434-5353
Fax: 954-981-2987
Map and Directions
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Providing services to Fort Lauderdale, Davie, Hollywood, Pembroke Pines, Boca Raton, Lauderhill, Cooper City, Hallandale, Aventura, Sunny Isles, Golden Beach, Miami, North Miami Beach, Palm Beach, Pompano Beach, Coral Springs, Miramar, Oakland Park, Weston, Sunrise, Margate, Deerfield Beach, Delray Beach, Broward County, Miami-Dade County, Palm Beach County, Florida.
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Stop Foreclosure Through Litigation
You've heard of other techniques, such as loan modifications, short sales and bankruptcy. There is a time and place for those techniques. However, we believe that the first method of foreclosure defense that a client must consider is litigation.
We believe foreclosure litigation is the most important component of a strong foreclosure defense, because that is where our clients gain real leverage for a loan modification with significant financial benefits. Read more...
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Michael Jay Wrubel has over 30 years of experience representing individuals against the powerful interests of our society in Florida's trial and appellate courts.
He began his career as a criminal defense attorney and was drawn to the foreclosure defense field after observing that both areas of defense are fundamentally based upon the prosecutor’s or plaintiff’s ability to PROVE IT. That is, his criminal clients usually did something wrong, but it was the prosecutor’s legal obligation to prove beyond a reasonable doubt the crime as charged. In foreclosure defense almost all of his clients are behind in their payments, but the issue has become can the Plaintiff PROVE that it owns the Note it is suing upon when the current Plaintiff didn’t originate the loan.
Foreclosure is no longer a simple process thanks to the Wall Street Intellectuals who set up a system requiring that the Promissory Notes to be transferred into complex securities. Their complexity is beginning to haunt the large financial institutions who sought higher rates of returns by bundling loans in groups of thousands. It is this complexity, among other things, that Mr. Wrubel turns to the borrowers’ advantage by aggressively contesting creditors’ assertions that they are the rightful owners of the Notes.
In September of 2010 Mr. Wrubel became one of the charter members of the Broward County Bar Real Estate Foreclosure Committee. He is an attorney who is passionate about getting you the results you need. Mr. Wrubel handles every case personally, so you can feel truly confident that your case is in the right hands.
Areas of Practice
100% of Practice Devoted to Litigation
Contact Us for a Free Consultation
From our offices in Davie, we are able to help people throughout South Florida. Contact us today to find out how an experienced lawyer can help you.
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